If you’ve recently opened an eCommerce site and are selling your services or products using online payment gateways in Tanzania, there has never been a better moment. You have already accomplished most of the difficult work of identifying what to market, selecting your eCommerce platform, and preparing it for success. However, before you get down to trade, you must ensure that your website is protected for both you and your customers and your brand’s reputation.
Why Is eCommerce Security Critical?
It is necessary to safeguard your e-Commerce store against fraudsters intent on committing identity theft and fraud. Malicious assaults can take numerous forms, including malware infections, SQL injections, phishing, Denial of Service(DoS) and Cross-Site Scripting (XSS) attacks. Still, they all have the exact purpose: to access sensitive information such as your customer’s credit card information and passwords. It would be devastating for your customers and your brand’s reputation if this were to happen. Existing consumers would be unwilling to return, and prospective customers would be leery of shopping on your website.
How To Secure Your eCommerce Store
If you accept payment gateways online, you must ensure that your website is secure for your own and your clients’ peace of mind.
Audit Your Website’s Security Frequently
Maintaining the security of your online store is an ongoing effort that you must take seriously. Therefore, you should perform a security audit regularly by going through the following checklist:
- Is the software and plugins in your shopping cart up to date?
- Is your SSL certificate up to date and operational?
- Is your e-commerce site PCI-DSS compliant?
- Are you backing up your online store regularly, at least once a week?
- Are strong passwords (Password) used for admin accounts, hosting dashboards, content management system (CMS), database, and File Transfer Protocol (FTP) access?
- Are you searching your website for viruses regularly?
- Is communication between your store and its customers and suppliers encrypted?
- Have you uninstalled any inactive plugins?
Suppose you are not technically aware or do not have the time or resources to maintain the security of your website. In that case, it is recommended that you employ an online security specialist to assist you.
- Ascertain That Your Online Store Is PCI Compliant
- PCI compliance is required if you take credit card payments online. The PCI Security Standards Council develops and manages compliance standards to ensure the security of credit card transactions in the payments industry. PCI stands for Payment Card Industry.
- If you use a payment gateway like PayFast, you won’t have to worry about this step because we manage everything for you. PayFast is a Level 1 PCI-DSS Service Provider. Because we process payments through our secure payment engine, you won’t have to worry about PCI compliance because credit card information will never be processed on your website.
- Select A Payment Gateway That Supports 3D Secure
- One of the most crucial things to consider in selecting the correct payment gateway to handle your online payments. While choosing a payment gateway with minimal fees is advantageous, it is also critical to ensure that it is dependable and meets your security standards.
- You are strongly advised to use a payment gateway that requires 3D Secure on credit card transactions. 3D Secure is an authentication technique that adds an extra degree of protection to all online credit card transactions. The consumer must enter a password or a one-time pin to confirm the transaction. 3D Secure not only protects the payment gateway from chargebacks for fraud, but it can also, in most situations, defend against any chargeback received, decreasing fraud loss if you are targeted.
You Can’t Afford To Overlook e-Commerce Security
Hosting an eCommerce website should be a rewarding experience if you take all of the necessary security procedures described above to keep your and your customer’s sensitive information safe. Ensuring your eCommerce site is secure is a worthwhile investment for your company that you cannot afford to overlook.
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